SAF Credit Opportunities IV | MLD Wealth
MLD Wealth  ·  Private Credit Access  ·  2026

Our clients are in.
Are you?

SAF Credit Opportunities IV is a hard-cap Canadian private credit fund accessible to a limited number of investors. MLD Wealth is one of the doors in.

What SAF Group Does

Lending where Canada's banks cannot go, and where U.S. firms do not bother.

More than 85 transactions. Every predecessor vehicle met or beat its target. CO IV is the next chapter of the same platform.

Direct Lending
Creditworthy borrowers. Underserved by design.
Senior secured loans to established Canadian mid-market businesses outside bank parameters. Not distressed. Just underserved.
Asset-Based Finance
Hard collateral. Real yield.
Facilities secured against mortgages, auto loans, and credit receivables in a Canadian market that non-bank capital has barely touched.
NAV Lending
Structural demand. Thin competition.
SAF provides liquidity to gated Canadian private funds, secured against diversified private portfolios. A structural gap with very few players filling it.
Why MLD Wealth

Access is everything. MLD has it.

The MLD Difference

Most Canadians are not having this conversation. Our clients are.

CO IV is not on a platform. It is not listed. It moves through relationship. MLD has spent years building the institutional access that puts our clients in rooms like this one.

What MLD Brings
Curated. Vetted. Conviction-driven.
We do not present every fund. We present the ones we believe in. SAF has one of the strongest track records in Canadian private credit. This relationship is deliberate.
What the Client Gets
Real yield. Real protection. A seat institutional capital already holds.
Hard-cap structure. Returns public fixed income cannot match. Covenant packages built for serious capital. Our clients are not chasing yield. They are allocating with discipline, alongside a manager that has never missed a target.
The Track Record

Every vehicle. Every target. Met or exceeded.

SAF Group does not have one successful fund. It has a consistent, repeatable track record across multiple vehicles, sectors, and credit cycles. CO IV is the next chapter of a platform that has earned the right to it.

CO III
Diversified Credit
Gross IRR: 15.9%  ·  The direct predecessor to CO IV. Targeted 12 to 14%. Delivered above target.
SAF Vamos CIP
Security Sector
Gross IRR: 18.5%  ·  Highest realized return in the recent vintage. Single senior secured structure.
Cumberland CIP
Real Estate Credit
Gross IRR: 16.5%  ·  Single secured real estate credit investment. Delivered above target.
SAF Windsor CIP
Realized
Gross IRR: 17.4%  ·  Fully realized. Capital returned above target. No losses.
SAF Asgard Holdings
Canadian Energy
Gross IRR: 14.3%  ·  Senior secured Canadian energy. Met target range across the cycle.
CO III CIP Three
Multi-Deal
Gross IRR: 17.3%  ·  Concentrated across secured SAF-originated deals. Delivered above target.

The question is not just what you can access. It is whether it earns a place in your portfolio.

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